Nassau County
Mold Removal in Freeport, NY: How Many Times, Not Whether
Freeport's flood history is not spread evenly across the village: it has 3,225 flood policies in force and 3,738 recorded repetitive losses, more loss events than there are policies. So the question worth asking about a Freeport house is not whether water has been inside it, but how many times, and what got rebuilt after each one.
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What 6,140 paid claims and a 1953 median build year tell an assessor
The Village of Freeport has 3,225 National Flood Insurance Program policies and 6,140 claims since 1978, with $244,433,170 paid and 3,738 repetitive losses. The repetitive loss count is higher than the number of policies in force.
Source: Nassau County Multi-Jurisdictional Hazard Mitigation Plan, Base Plan, accessed 2026-09-14
The same FEMA report shows two changes since the 2021 county hazard plan. The Village of Freeport is now Community Rating System Class 8 with a 10 percent discount, current effective October 1, 2022, where the county plan recorded Class 7 and 15 percent. The Village of Island Park is now Class 8 with a 10 percent discount, entered October 1, 2020, where the county plan recorded its CRS participation as in progress.
Source: FEMA, NFIP Community Status Book Report, New York, accessed 2026-09-14
Queried at the Census Bureau's published interior point for Freeport, latitude 40.650851 and longitude -73.584575, FEMA's National Flood Hazard Layer returns flood zone X, which is outside the special flood hazard area, with no static base flood elevation, on FIRM database 36059C.
Source: FEMA National Flood Hazard Layer, accessed 2026-09-14
Freeport has 14,793 housing units with 32.6 percent built in 1939 or earlier, 21.3 percent in buildings of twenty or more units and 29.1 percent renter occupied. Its median year of construction is 1953.
Source: US Census Bureau, American Community Survey 2020-2024 5-year, accessed 2026-09-14
In the same table, 1,092 of the City of Long Beach's 8,440 paid flood insurance claims were BCX claims, which the plan's own footnote defines as claims made on houses located outside the special flood hazard area, in flood zones designated B, C or X. The Town of Hempstead has 2,040 of them.
Source: Nassau County Multi-Jurisdictional Hazard Mitigation Plan, Base Plan, accessed 2026-09-14
How many times has this house had water in it?
Tell us what you know and what was rebuilt, and we will say where to look first.
Freeport's flood insurance discount dropped in 2022, and the old figure is still quoted
Two Freeport specifics are worth having straight before anyone quotes you. The first is the premium: FEMA's Community Status Book now lists the Village at Community Rating System Class 8 with a 10 percent discount, effective October 1, 2022, where the 2021 county hazard plan recorded Class 7 and 15 percent, so a figure taken from the older plan is out of date in this village. The second is where the water is. FEMA's flood hazard layer at the published interior point for Freeport returns Zone X, outside the special flood hazard area, while the Village's overall record runs to 6,140 paid claims and $244,433,170 since 1978: the map line and the loss history describe two different things here. On the housing side, 32.6 percent of Freeport units were built in 1939 or earlier and 21.3 percent sit in buildings of twenty or more, so a Freeport call is as likely to need the who authorizes this conversation as the how much one.
What we arrange in the Village of Freeport
Mold Inspection and Assessment
Find out whether there is a job here at all, how far the damp material actually runs, and what the written scope says, before anyone is paid to pull a wall apart.
Mold Inspection in Freeport →Mold Removal and Remediation
Get the growth and the material holding it out of the building, in the order New York's licensing rules set, and get an independent clearance report at the end of it.
Mold Removal in Freeport →Water Damage Restoration
Get the water out and the structure dry while drying is still the whole job, and get what happened written down for the claim.
Water Damage Restoration in Freeport →Tell us what the Freeport property is doing
We will say who has to authorize the work and which licensed trade it needs. Phones are answered 24/7.